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Osakwe Author
Subjects of specialization
Affiliation
Turnover ratio,Market capitalization,Economic growth
Department of Banking and Finance, Nnamdi Azikiwe University, Anambra State, PMB 5025, Awka, Nigeria
Biography
Osakwe CI and Ananwude AC Department of Banking and Finance, Nnamdi Azikiwe University, Nigeria. He published more than 20 Articles, his references include 1. Yartey CA, Adjasi CK (2007) Stock market development in Sub-Saharan Africa: Critical issues and challenges, South Africa. 3. Oke MO (2012) Nigeria capital market operation and economic growth: A case of the oil and gas sector. Asian J Bus Manage Sci 1: 62-72
Publications
Research Article Open Access
Credit Risk Management and Efficiency in the Banking Industry of an Emerging Economy in Africa: Evidence from Nigerian
Author(s): Osakwe, Ananwude and Nduka
Credit risk management and efficiency of the banking industry
remains a debated issue in literature. Our position on this
subject matter is that credit risk affects banks’ efficiency and
distorts profitability with a resultant loss in banks’ earnings.
Momentous depreciation in banks ’ earnings would make
shareholders not to have confidence in banking operations.
This would affect banks’ capacity to mobilize idle funds from
the public which influences effective financial intermediation. A
bank may go bankrupt and possibly into merger with another
bank or have its licence revoke by regulatory authority (ies)
owing to ineffective credit risk management practice. The
finding from this study ... view more»
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